How to make the most of festive season sale

CIBIL score, credit limit, festive season, shopping, festive, buying, sale, Diwali

The festive season has begun. And all retailers & e-commerce websites are on their toes to make the most of this opportunity to sell as much as they can. They are coming up with attractive offers, discounts, and deals to woo their  customers.

And all of this can be overwhelming for you as you would want to grab as many deals as you possibly can. But now is the time to not get swayed by these and lose oversight of what you actually need to buy. Not to mention, overspending may even crash your financial stability over the next few months. So, here are a few things that you can do to make the most of this festive season.

1. Make a list and decide your budget for festive season

The offers have a way of appealing to your impulsive shopping instincts but you probably wouldn’t want to buy things that you don’t need. So firstly, make a list of the items you need to buy and decide your budget for it. And keep a track of this list while shopping, both online & offline. This will prevent you from extravagant spending and over-burdening your wallet.

2. Grab the offer on the first day

Keep a close tab on the offer dates and time. Mark your calendars or use reminders if necessary. As the best deals are prone to get exhausted in the beginning of the sale. So make sure you grab the offer while it lasts.

3. Comparison is key

While most of the deals are put on-the-clock but avoid buying in haste. First, research about the product and compare its cost, both on online & offline points of sale. Then, choose the deal that is best suited for your needs.

4. Check for any hidden charges

Many a time, the e-commerce vendors might cleverly reduce the selling price of the product but increase the shipping charge by the same proportion that would ultimately make the cost same as that without the offer or discount. Therefore, you need to make sure that you don’t end up falling prey to this trick.

5. Avoid newly launched products

Newly launched products come with the risk of limited trial. You must do your research and be sure to read the legitimate reviews of the product before you end up buying it. As far as possible, avoid buying newly launched products with no or few reviews. Instead, try a product with credible reviews by users.

6. Find the best way to pay

Besides the discounts on the marked price of the product, some vendors also offer additional offers on selected credit & debit cards or on digital wallets. Some even allow simple finance options of paying in easy, equal installments at no extra cost (0% interest).

All said, the festive season is the time for celebrations and for spending time with your loved ones. So make sure you don’t cut down on your dose of fun. And make the most of family time to make long-lasting memories.